In this powerful conclusion to our three-part Special Needs Financial Planning series, I’m joined once again by Katy Bryan, a Special Needs Financial Planner with Skylight Financial Group. In this episode, we tackle the toughest part of the journey—planning for our child’s future after we’re gone.

This isn’t easy to talk about, but having a plan in place can ease a lot of the anxiety many of us carry every day. Katy and I dive into what end-of-life planning looks like for special needs families, including estate planning, guardianship, housing options, and how to prepare siblings or support systems for what’s ahead.

What You’ll Learn in This Episode:

Why end-of-life planning is one of the most important steps for special needs families
What a Special Needs Trust is and how it helps protect your child’s future
The growing importance of ABLE accounts and how they work
Understanding guardianship vs. power of attorney
Housing challenges and how to prepare your child for independence
How to make sure your wishes—and your child’s—are honored when you’re not there
Why it’s never too late to start planning, even if you’re behind

Meet Katy Bryan:

Katy Bryan is a licensed financial professional and special needs financial planner at Skylight Financial Group. With over 14 years of experience, Katy has helped families across the country build financial strategies that support long-term security for children with disabilities. Her empathetic approach makes complex planning more manageable and less overwhelming for parents.

Email Katy: kbryan@financialguide.com

Learn more: https://www.skylightfinancialgroup.com/

This Week’s Sponsors:

Safe Place Bedding

Safe Place Bedding provides medical-grade, customizable, and insurance-covered sleep solutions for children with disabilities. Their new permanent bed model, the SPB 300, includes a built-in monitoring system. Learn more at https://safeplacebedding.com/theautismdad

Mightier

Mightier is a biofeedback-based gaming platform that helps kids learn emotional regulation skills through fun, engaging play. It’s clinically tested and loved by families. Learn how it can support your child at https://theautismdad.com/mightier (Use the code theautismdad20 and save 10%)

Connect with Me:

Website: https://theautismdad.com

Email: rob@theautismdad.com

Instagram: https://instagram.com/theautismdad

Podcast: https://listen.theautismdad.com

If this episode resonated with you, please consider leaving a review, sharing it with someone who needs it, or reaching out to let me know your thoughts. Your feedback keeps this community strong.

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