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Today, I'm chatting with Chris, the host of the top ranked podcast All The Hacks. 

In this episode we discuss when cash back might be the way to go, when to consider other points strategies aside from sign up bonuses, why $11,000 might be better than 1,000,000 points and so much more!

One card to consider if you want a cash back card is the Chase Freedom Flex Card.

If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at https://geobreezetravel.com/consultations !

➤ Check out the Chase Freedom Flex Card Here: 

➤ Waitlist for The Points Accelerator Here:

Timestamps: 

00:00 - Get to know Chris

04:51 - Why Chris likes cash back cards 

06:59 - How Chris earns so many points

09:15 - The misconceptions of points and miles

10:48 - What points is Chris sitting on for too long

12:47 - Opportunity cost of points and cash back

18:00 - What should people who go on 1 big trip a year do in terms of cash back?

24:32 - Psychology of "free" in points and miles

31:36 - Avoiding bad deals

32:54 - Compounding impact from cash back

36:00 - Unnecessary points analysis

38:12 - Cash back sign up bonuses

44:50 - Chris' top cash back cards to get

46:38 - Why Chris doesn't open a lot of cards

50:27 - Optimizing for convenience

52:50 - Outro

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➤ You can find Chris Here:

You can find Julia at:

➤ Free points 101 course (includes hotel upgrade email template): 

➤ Instagram

➤ Credit card links

➤ Patreon 

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