The Mark Moss Show “The Greatest Wealth Transfer in History” - Trump 401k Changes Explained
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Oct 25, 2025 A major shift in retirement investing is on the horizon as Trump’s recent order allows $9 trillion in 401(k) funds to flow into alternative assets like bitcoin, private equity, and real estate. Traditional bond investments have struggled, prompting the need for higher yields. The podcast explores how these changes could reshape financial landscapes and drive significant wealth redistribution. Historical parallels show that similar rule changes have triggered asset rallies before, hinting at a transformative era for personal finance.
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401(k) Unlocks A Massive Capital Shift
- Mark Moss explains Trump's executive order could let ~$9 trillion in 401(k) money flow into alternative assets.
- This shift may restructure capital markets as conservative retirement money chases higher yields.
Bonds Have Hurt Retirement Portfolios
- Mark Moss argues bonds and traditional 60/40 allocations have performed poorly recently, eroding retirement balances.
- He uses long-term Treasury losses to justify moving conservative money toward alternatives.
Prefer REITs For 401(k) Real Estate Exposure
- Consider using equity REITs rather than direct property inside retirement accounts for liquidity and lower hassles.
- REITs outperform private commercial real estate and U.S. home prices across longer horizons in his charts.
