HMOs in 2026: What Happens Next And How to Take Advantage

As we step into 2026, there’s no shortage of opinions about what the property market is going to do next. Some people are calling for a boom, others are predicting a crash. 

So in today’s episode, I’m laying out how I genuinely think 2026 will play out for HMO investors based on the data, the conversations I’m having across the market, and my own experience of building and operating HMOs at scale.

This episode is about clarity. It’s about cutting through the extremes and understanding why a steady market is often the best environment to build a serious HMO business. I talk about what’s likely to happen with rents, house prices, tenant behaviour, lending, regulation, and why execution, margins, and systems will matter more than ever this year.

I also explain where I think opportunities will start to emerge as tired and overextended landlords begin to exit and what you need in place if you want to be in a position to take advantage of that.

🎯 What You’ll Learn

• My predictions for rent growth, occupancy, and house prices
• How tenant behaviour is changing and why voids are the real risk this year
• The practical impact of regulation and reporting on HMO operators
• What lenders will be focusing on and how to stay finance-ready
• Why good operators will be quietly rewarded and poor execution will be punished

If you’re building, scaling, or systemising an HMO portfolio and want a clear, grounded view of what actually matters in 2026, this episode will help you go into the year prepared, focused, and confident.

And if you want my direct input on your business this year, you can book a complimentary strategy call with me here.

💻 Resources & Mentions

• The HMO Roadmap: Feeling overwhelmed? Access 400+ tools, templates, and lessons to help you start, scale, and systemise your HMO business - all in one place. Join here.
• Facebook Community: Got questions or need support? Come and connect with 10,000+ investors inside The HMO Community here.
• Social: Follow me on Instagram for daily HMO tips, advice, and behind-the-scenes updates here.