Suze Orman's Women & Money (And Everyone Smart Enough To Listen) Your Fear of The Unknown Keeps You From The Truth of The Known
Oct 23, 2025
Suze and KT tackle pressing financial queries, from when to claim Social Security to the intricacies of trust language and capital gains. They dive into the tough conversation about separating finances during divorce, emphasizing the importance of confronting reality. Listeners learn about the seven-year rule for credit collections and the timing of Roth 401(k) rollovers. Suze also clarifies strategies for converting IRAs and managing required minimum distributions efficiently. It's a treasure trove of practical financial advice and candid conversations!
AI Snips
Chapters
Transcript
Episode notes
Prioritize An Emergency Savings Account
- Build an emergency savings account as the foundation of financial security.
- Suze Orman recommends the Ultimate Opportunity Savings Account at Alliant Credit Union as a starting place.
Use 'Life Estate' Language For Step-Up Basis
- If a trust grants a life estate to a surviving spouse, beneficiaries get a step-up in basis at that spouse's death.
- If the trust lacks explicit 'life estate' language, expect capital gains from the original date's basis to sale price.
Delay Social Security If You Don't Need It
- Delay claiming Social Security until at least full retirement age if you can afford it.
- Suze advises Rhonda to start her benefits at 67 and have her husband wait until 70 for maximum value.