Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business Borrow Until You Die: The Wealth Strategy the Banks Hope You Never Learn
Aug 15, 2026
A contrarian take on debt as the engine of wealth, not a trap. Short lessons on using leverage and good debt to buy income-producing assets. Explanations of why loans are treated differently than income and how rebuilding a borrow-buy-refinance cycle can fuel growth. Practical rules for when debt helps and ways to protect leveraged strategies.
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Money Is Created Through Debt
- Money is created through debt in today's system, so living debt-free often means opting out of the money system.
- Robert Kiyosaki argues that the size of your life correlates with your leverage, so no leverage equals no growth.
Two Very Different Kinds Of Debt
- There are two kinds of debt: bad debt that buys liabilities and good debt that buys assets which appreciate or produce income.
- Kiyosaki contrasts a financed car or credit card debt with borrowing to buy real estate or income-producing equipment.
Use Other People's Money To Buy Assets
- Use OPM (other people's money): borrow from banks to buy assets, then let customers or tenants repay the loan.
- Kiyosaki gives the example of a bank lending nearly $10M at 5% for a 288-unit apartment, repaid by tenants.