Frequent Miler on the Air Leaked Bilt Card Details...Maybe | Coffee Break Ep86 | 1-7-26
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Jan 7, 2026 The podcast dives into leaked details about the upcoming Bilt credit cards, stirring excitement among listeners. They discuss the Bilt Blue Card’s no-fee structure with enticing rewards and the $95 Obsidian Card’s benefits, including dining perks and travel credits. The premium $495 Palladium Card offers luxurious features, competing with high-end options in the market. Built Cash is a hot topic, with insights on its uses, limitations, and potential redemptions. Tune in for assessments and predictions leading up to the official release!
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Three New Bilt Card Tiers
- Bilt plans three new cards replacing the no-fee card with tiered $0, $95, and $495 options.
- Leaked code suggests different earning structures and benefits across the three cards.
Bilt Blue: 4% Cash Outside Rent
- The Bilt Blue no-fee card would earn 1x on mortgage and rent and 4% Bilt Cash on other everyday spend.
- That 4% appears separate from transferable Bilt points earned on purchases.
Obsidian: Choice Category And Caps
- The Bilt Obsidian ($95) reportedly offers 3x on dining or grocery (cardholder choice), 2x travel, and 4% Bilt Cash on non-rent spend.
- Grocery 3x is capped at $25,000 per year and mortgage/rent are excluded from the 4% cash.