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Episode 2519:

Most students expect to graduate with student loan debt, yet many fail to research how much they'll owe or what their monthly payments will be. Jeff Rose emphasizes the importance of financial conversations between parents and their college-bound children, covering crucial topics like borrowing limits, interest rates, repayment strategies, and the long-term impact of student loans. Teaching financial responsibility early can help students make smarter choices, avoid unnecessary debt, and set themselves up for a more secure future.

Quotes to ponder:

"Borrowing for college should never involve agreeing to 'whatever it takes' to get the job done."

"Making payments while still in school, even as small as $25 a month, can help save money over the life of the loan."

"Being proactive doesn't stop once you graduate from college."

Episode references:

Bureau of Labor Statistics – Social Workers Salary Data: https://www.bls.gov/ooh/community-and-social-service/social-workers.htm

College Ave Student Loans Student Loan Calculator: https://www.collegeavestudentloans.com/calculator/

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