Equity Mates Investing Podcast Optimise your tax using these 4 investment structures | Sharesight
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Jul 10, 2025 
Peter Nevill, a financial advisor at Viola Private Wealth, shares insights on effective tax planning strategies. He emphasizes that tax planning is a year-round endeavor, not just a last-minute scramble. The conversation dives into four key investment structures that optimize tax outcomes, including trusts and superannuation. Nevill explains the advantages of tax-deferred vehicles like investment bonds and discusses innovative techniques such as debt recycling. His approachable tips are invaluable for anyone looking to enhance their financial efficiency.
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Start Tax Planning Early
- Start tax planning early by choosing the right investment structures for tax minimization and asset protection.
- Annually review super contributions, realized gains, and available deductions to reduce tax liability effectively.
Compare Investment Structures' Tax Benefits
- Different investment structures have distinct tax advantages and drawbacks based on taxation and flexibility.
- Superannuation is the most tax-efficient structure with low tax rates and tax-free earnings in pension phase.
Optimize Distributions with Trusts
- Use trusts to flexibly distribute income and capital gains to beneficiaries for optimal tax outcomes.
- Adjust beneficiary distributions yearly based on their income situation to maximize tax efficiency.