The Sunday Times’ tech correspondent Danny Fortson brings on Nat Manning, founder of Kettle, to talk about how climate change is upending insurance (5:00), the role of reinsurers as “the second parachute” (10:40), updating risk models with machine learning (14:45), building a better mousetrap (20:30), how meditation lent clarity (28:0), getting into disaster relief (31:30), the long tail of suffering (33:00), starting Kettle (37:40), getting rejected by Y Combinator (42:20), raising money (44:35), the clash between regulators and the industry (47:00), and the opportunity (51:20).

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