America Adapts the Climate Change Podcast Disaster Insurance is Having a Moment: New Tools for a More Resilient Future with Dr. Carolyn Kousky
In episode 173, Dr. Carolyn Kousky of the Environmental Defense Funds joins the podcast to discuss her new book, Understanding Disaster Insurance, New Tools for a More Resilient Future. Carolyn and Doug discuss why insurance companies still are not taking climate change seriously enough. Carolyn shares some innovative insurance tools to help people gain access to flood insurance in at risk areas. We also learn some of the fundamentals of climate risk and how insurance can play an increasing role in adaptation planning.
Topics covered:
- Why should people care about risk insurance?
- Why aren’t insurance companies taking climate change more seriously?
- Examples of innovative insurance tools to help with adaptation planning.
- What is risk transfer and why is it so important for climate adaptation?
- Disasters, their economic consequences, and the role of insurance.
- Innovation to Unlock the potential of disaster insurance
- Why aren’t insurance companies more interested in managed retreat?
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Links in episode: https://islandpress.org/books/understanding-disaster-insurance https://www.edf.org/people/carolyn-kousky
Previous America Adapts Episodes Referenced in this Episode
Ep. 83: To Sue or Not to Sue: Legal Liability and Climate Adaptation with the Conservation Law Foundation
Federal Reserve Bank of San Francisco
Strategies to Address Climate Change Risk in Low- and Moderate-income Communities - Volume 14, Issue 1 https://www.frbsf.org/community-development/publications/community-development-investment-review/2019/october/strategies-to-address-climate-change-low-moderate-income-communities/
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