Two Millennials Build Their Empire Through Creative Financing

Investing at a young age may seem challenging, but it is rewarding in the long run. By starting early, you earn compounding returns and build wealth over time.  Zoe Cramer and Sasha Torchigina are two young investors who found success in real estate. They join us today to discuss how they got into investing without having a ton of capital, how they connected with sellers and utilized seller financing, and how they are making a profit with student housing. They also talk about the value of leveraging each others’ skills as partners and being persistent in pursuing their goals. Best friends since second grade, Zoe and Sasha took different career paths after college but both ended up in real estate in their own way. Now, in their mid-twenties, they have become business partners in their various real estate endeavors. Their partnership journey began a couple of years ago when they purchased their first student rental property together. They focus primarily on seller-financed buy-and-holds. They started out with student rentals, but have slowly progressed into bigger and more hands-off purchases, like multifamilies and mobile home parks. They also flip houses on occasion to acquire capital quicker to use for down payments on new buy and hold purchases.  Quotes • “There's a lot of programs that are out there for first-time home buyers. So there's a lot of ways that you can get your foot in the door without having to spend a lot of money.” (8:01-8:08) • “We spent a lot of time talking sellers into financing us and just proving to them that we're worth the risk.” (11:23-11:36) • “Do not rent by the room. Rent it, price it by the room, but rent it to a group that all knows each other.” (17:55-18:01) • “Getting good people is definitely difficult. Getting a good handyman or handywoman is difficult, but once you have someone in place, it flows. As long as they don't leave, you're good.” (21:11-21:25) • “Make sure you follow the local ordinances or at least look into them. Make sure that you're not breaking any rules.” (24:30-24:43) • “We just work well together. We are able to grow and scale in a way that I don't think either of us alone could do as easily or fluidly as we've been able to do together." (32:35-32:45)  Connect with Zoe and Sasha: Website: https://www.brickandivyrealty.com/  Instagram:@zoeandsashainvest TikTok: @zoeandsashainvest Resource Mentioned: How to Win Friends & Influence People by Dale Carnegie Missed InvestHER CON 2022 or just want to relive the experience? Don’t worry! Get instant access to the InvestHER CON 2022 recordings and enjoy tons of transformational sessions with incredible women investors! https://www.therealestateinvesther.com/offers/PDh8G6eE/checkout How To Join the InvestHER Movement  1) InvestHER CON 2023 Meet Us in Arizona! | InvestHER CON 2023 Early Bird Tickets are available now! 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