Crypto In America Exclusive: SoFi’s CEO On New Stablecoin Launch, Becoming First National Bank to Offer Crypto Trading
Dec 17, 2025
Anthony Noto, CEO of SoFi and a fintech innovator, dives into the future of crypto banking. He reveals SoFi's groundbreaking status as the first national bank to offer crypto trading and discusses their upcoming stablecoin, SoFiUSD, designed for faster payments and safety. Noto shares insights on the importance of building on Ethereum and how SoFi aims to bridge traditional finance with digital assets. He also highlights the exciting convergence of AI and blockchain in shaping the financial landscape.
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Crypto's Purpose Is Practical
- Anthony Noto says crypto's role is to make money move faster, safer, and cheaper for everyday people.
- He believes U.S. leadership in crypto innovation strengthens the dollar and global financial standards.
Sacrificing Crypto To Secure A Bank Charter
- Anthony recounts closing SoFi's crypto investing to secure a bank charter in 2023 despite believing it was permissible.
- He viewed the sacrifice as necessary to win a long-term advantage for consumer safety and integration.
Bank Integration Adds Safety And Function
- SoFi relaunched integrated crypto services inside the bank: buy, sell, hold, custody, and future staking/lending.
- Noto highlights bank-level safety: cash sits in FDIC-insured accounts and buys pull directly from that balance.