Aussie FIRE | Financial Independence Retire Early 43. FI case studies: Retiring now, investing with kids, and using SMSFs
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Jul 18, 2025 Dive into diverse financial strategies through enlightening case studies! Discover how to navigate the complexities of home buying in today’s unpredictable market. Explore tactics for balancing investing with parenting responsibilities. Learn about the ins and outs of self-managed super funds, including their benefits and costs. Plus, hear real-life stories that highlight the transition to semi-retirement and the importance of tailored financial planning. Engage with the community and empower your investment journey!
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Semi-Retire First, Fully Retire Later
- Consider semi-retiring if you can supplement income with part-time work and investment income.
- Reassess holdings and funnel cash into shares to grow a livable portfolio before full retirement.
What $80k/Year Really Needs
- Targeting $80–90k/year roughly equates to needing about a $2M portfolio.
- That rule-of-thumb helps frame whether current assets put you 'halfway there' or close.
No One-Size Ratio For Super
- Super tax benefits depend on your situation and access timing, so there is no single correct super-to-non-super ratio.
- Living off taxable investments can be similar or even better than super depending on income and tax rates.