From Student Loans to Millionaire in 7 Years: Rose Han’s Add a Zero Secrets

What if you could not only pay off your student debt but also become a millionaire in just seven years? That’s exactly what today’s guest, Rose Han, did—and now she’s showing others how to do the same.

In this episode of the Money Ripples Podcast, Chris Miles sits down with Rose Han, a former Wall Street trader turned financial educator, YouTuber, and author of the brand-new book Add a Zero. Rose shares her incredible journey from being six figures in student debt at age 23 to achieving millionaire status by 30. She opens up about the financial principles, mindset shifts, and bold life decisions that made it possible.

You’ll discover:

• How Rose went from living paycheck-to-paycheck on Wall Street to financial independence.

• The life-changing lessons she learned from quitting her six-figure job to pursue freedom.

• Why financial education is often “gate-kept” and what you actually need to know.

• The difference between linear income and exponential income (and why leverage is the key).

• The surprising “fun-first” philosophy Rose believes leads to wealth and fulfillment.

Rose doesn’t just talk about money—she talks about freedom, passion, and creating a life you love. Whether you’re buried in debt or sitting on six figures wondering what’s next, her story and framework will show you what’s possible.

Her new book, Add a Zero, is a step-by-step playbook that helps you go from debt to millionaire by mastering the phases of financial growth—getting to zero, building stability, and unlocking exponential wealth. Unlike many finance books, Rose includes the missing piece: how to dramatically increase your income, not just save harder.

If you’ve been frustrated with traditional advice that tells you to “just keep saving” or sacrifice for 40 years, you’ll love this conversation. Rose and Chris reveal how to create financial freedom sooner—without waiting until retirement.

Resources & Links:

• Get Rose Han’s new book Add a Zero: https://addazero.com

• Follow Rose Han on YouTube, Instagram, and TikTok: @itsRoseHan

Passive income starts here: https://bit.ly/4gaxBDa