Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller. The journey from screen scraping consumer financial data to API, permissioned access continues. U.S. Bank recently announced a partnership with technology partner, Plaid. Gareth Gaston from U.S, Bank and Ginger Baker from Plaid join us to talk about the recently announced integration between the two around consumer financial data. We discuss the nature of the integration and why it’s significant. Both Ginger and Gareth describe the relevance of the US Bank permission hub and Plaid portal synching. We also talk about the impact API deals like this have on consumer behavior and fintech uptake.