And we're back for Season 22 of the More Money Podcast, and just in time for my favourite time of year — Financial Literacy Month! To kick it off, I've invited Becca Mintz, VP of Credit and Data at Capital One Canada, on the show to talk about a subject many still feel is taboo. I'm talking about having bad credit.

Here's the thing, there are a multitude of ways that you have bad credit, or maybe have zero credit history, making it hard to get a credit card or a mortgage. But that doesn't mean you're bad with money and it doesn't mean you don't have any options. Anyone can rebuild their credit, it just takes time and knowing the steps to take to get you there.

In the episode, Becca and I clear up some misconceptions and myths about credit (like how checking your credit score negatively impacts it... it doesn't), discussing tools and strategizes to help you rebuild your credit, and why educating yourself about credit is one of the best ways to improve your financial future.

Check out Capital One Canada's Learning Hub.

For full episode show notes visit jessicamoorhouse.com/442

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How to Rebuild Your Credit from Zero - VP Credit and Data at Capital One Canada, Becca Mintz