Topics discussed in this podcast include madness in thematic and sectoral mutual funds, RBI's new guidelines on interest payments, Uttar Pradesh making hybrid cars more attractive, China's ban on short-selling, and the real estate boom after a decade of underperformance.
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Quick takeaways
Thematic funds attract large investments but may underperform, caution advised.
Indian real estate market rebounds post-Covid, signaling growth with sales improving.
Deep dives
Increase in Thematic Funds Inflows
Thematic mutual funds and ETFs have experienced a surge in inflows, attracting significant investments surpassing traditional fund categories. The craze for certain themes, like defense, has led to substantial fund launches and inflows. Despite the potential for rapid growth, thematic funds can also exhibit prolonged underperformance. Investors are advised to be cautious and not solely rely on past returns when considering thematic fund investments.
Real Estate Market Boom in India Post-Covid-19
The Indian real estate market, both in residential and commercial sectors, has witnessed a notable resurgence following the challenges faced since 2010. Recovery post-Covid has shown significant growth, particularly in premium segments, signaling a shift in buyer preferences towards elevated lifestyles. While unsold inventories have increased in some segments, the overall speed of sales has improved, indicating a healthy market dynamic with growing demand.
RBI Guidelines Impact on Banks and NBFCs
The RBI's revised guidelines on interest payments, mandating banks to charge interest only after loan disbursement, aim to protect borrowers from excessive interest charges. This change could impact the profitability and net interest margins of banks and NBFCs, leading to potential challenges in fund competition. The RBI's stringent actions on various banking practices highlight its focus on maintaining monetary stability amidst evolving risks in the banking and fintech sectors.
This is the second weekly briefing. We publish a new episode every day to help you understand the biggest stories in the Indian markets. But we understand that you may be busy and don't have the time to listen to the daily episodes. So don't worry, we've got you covered.
Every week, we'll publish a new episode simplifying the biggest stories of the week so that you can still look smart in front of your friends. In this week's episode, we look at these stories:
1) Madness in thematic and sectoral mutual funds.
2) RBI’s new guidelines on interest payments that could hurt banks and NBFCs.
3) Uttar Pradesh makes hybrid cars more attractive.
4) China stupidly bans short-selling.
5) After a decade of underperformance real estate is booming.
We also send out a crisp and short daily newsletter for The Daily Brief. Put your email here and we'll make you smart every day: https://thedailybriefing.substack.com/
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