The Ramsey Show Highlights I'm A Single Mom With A Part-Time Job, How Do I Get Out Of Debt?
Jul 12, 2025
A single mother shares her struggles with debt while caring for her toddler, living in a domestic violence shelter. The discussion emphasizes the need for stability and balancing employment with childcare. The importance of building a support system is highlighted, offering hope and resources for a brighter future. Listeners are encouraged to re-evaluate priorities and think long-term about financial health.
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Single Mom's Hardship Story
- The caller is a 24-year-old single mom with a one-year-old boy who has significant medical issues.
- She is living in a domestic violence shelter and managing her son's complex medical care while working part-time.
Prioritize Stability Over Debt
- Focus first on creating a stable home with a full-time job and an apartment rather than immediately tackling debt.
- Prioritize getting the car paid off and current to maintain necessary transportation.
Seek Community and Coaching Support
- Connect with a supportive church community and financial coaches for help and encouragement.
- Seek assistance to catch up on car payments and obtain stable housing to build a better life.