🎁 How do we stop spending money on things we don't need? We cover the psychology of excessive spending, exploring why we buy things we don’t need, how to prioritize our purchases, and strategies to avoid being manipulated by marketing tactics.

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In this episode, we discuss: 

1️⃣ Why We Spend: Differentiating between needs and wants and how societal pressures influence gifting.  

2️⃣ Emotional Spending: How marketing and social media fuel impulsive purchases and financial strain.  

3️⃣ Prioritizing Purchases: The importance of aligning spending with values, like investing for financial independence.  

4️⃣ Holiday Spending Tips: Setting budgets, automating savings for gifts, and avoiding last-minute overspending traps.  

5️⃣ Breaking the Cycle: Simple, actionable ways to resist consumer pressures and build a better financial foundation.

🔗 Carla’s Links: 

📘 Demon Copperhead by Barbara Kingsolver

🔗 David’s Links: 

🛒 Honey App to track prices

⚖️ Deserve vs. Earn

💰 Free Money Course

🍏 Forget About Money on Apple Podcasts

🎧 Forget About Money on Spotify

#overspending #personalfinance #financialfreedom

🎧 Listen & Subscribe: Join us for more episodes tackling financial independence, frugality, and making smarter spending decisions. Hit subscribe and tap the bell 🔔 to stay updated!

📜 Disclaimer: This podcast is for entertainment and informational purposes only and is not financial advice. Always consult a qualified financial advisor before making major financial decisions.