Prime Time with Bec Wilson Starting your Prime Time with very little; An honest conversation
Jul 9, 2025
In this engaging conversation, Mary Card, a media professional and single working mom, opens up about her financial anxieties as she approaches midlife. She discusses her freelancing past, struggles with retirement savings, and the pressures of facing inheritance issues. Together, they explore practical budgeting solutions, the importance of understanding superannuation, and setting achievable financial goals. Mary is determined to shift her mindset about money, focusing on the positive aspects of planning for her future and involving her children in financial habits.
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Late Super From A Freelance Career
- Mary Card spent much of her career freelancing and rarely paid herself superannuation.
- She now feels hundreds of thousands behind peers and relies partly on inheritance and home equity.
Super's Tax Edge Accelerates Growth
- Bec Wilson explains employer super contributions are taxed at 15% versus typical marginal rates around 30%.
- That tax advantage and lower investment tax inside super helps compounding grow balances faster over time.
Log In And Check Your Super Annually
- Log into your super fund at least once a year to check fees and investments.
- Call your fund if you need to change settings or seek their free advice service.
