BiggerPockets Real Estate Podcast

How to Build Your 2026 Plan (Retire with Rentals Faster)

26 snips
Dec 5, 2025
This discussion reveals how to create a clear financial freedom plan by 2026. Learn to set specific income goals and realistic retirement timelines. Discover how to translate income needs into equity targets and the best real estate strategies for your situation. With a personalized approach, find out how long it takes to replace your income with rental properties. Plus, uncover actionable steps for your first year, including investing strategies based on your available time and capital. Start your journey to retirement today!
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
INSIGHT

Define Your Real Reason For Investing

  • If you can't answer why you're investing, your strategy lacks direction and won't reliably produce results.
  • Dave Meyer urges defining a specific long-term financial goal before choosing markets or tactics.
ADVICE

Convert Income Target Into Equity Goal

  • Calculate needed after-tax income, adjust for inflation, then convert to equity by dividing annual need by a realistic future cash-on-cash rate.
  • Dave Meyer recommends using an inflation-adjusted target and a 5–8% cap-rate assumption (6% preferred) for the equity goal.
ADVICE

Choose A Realistic Time Horizon

  • Pick a time horizon that fits your tolerance for risk and available capital; 8–15 years is realistic for most people.
  • To accelerate, increase starting capital, boost income, or pursue higher-return real estate strategies like BRRRR or flips.
Get the Snipd Podcast app to discover more snips from this episode
Get the app