The Pat Kenny Show Financing planning for the year and beyond
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Jan 2, 2026 Robert Whelan, Managing Director of Rockwell Financial, dives into post-holiday financial anxiety and offers practical advice to ease the stress. He emphasizes the importance of anticipating costs and setting realistic budgets. Whelan suggests reviewing utility deals and cutting unused subscriptions for quick savings. He also discusses the benefits of switching mortgages and automating savings after payday. With insights on managing credit card debt and the evolving role of neobanks, Whelan equips listeners with strategies to build a healthier financial future.
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Review Last Year's Financial Pinch Points
- Look back at where your finances were stressed last year to learn practical lessons.
- Expect known costs (like holidays) and plan or trim your spending instead of panicking.
Shop Health Insurance At Renewal Time
- Compare and switch high-cost policies like health insurance during renewal season to save materially.
- Use the Health Insurance Authority website to shop for better deals on renewals.
Cancel Hidden Subscriptions Fast
- Audit and cancel unused subscriptions that hide on cards or direct debits to stop recurring waste.
- Remove them promptly rather than procrastinating to reclaim monthly cashflow.