Thinking Crypto News & Interviews

RIPPLE, CIRCLE, & CRYPTO COMPANIES GET BANK CHARTERS! SOLANA ENABLING XRP DEFI!

Dec 13, 2025
Exciting news! Ripple, BitGo, and Circle received conditional trust bank charters, signaling a shift in crypto compliance. Also, wrapped XRP is set to hit Solana, stirring a buzz in DeFi. The podcast dives into the pushback from traditional banking sectors, highlighting Amina Bank's adoption of Ripple payments and the growing importance of stablecoins. Stay tuned as Solana's Fire Dancer upgrade promises enhanced performance, while Pakistan explores tokenized bonds with Binance. A lively discussion on market outlook makes this a must-listen!
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INSIGHT

OCC Approvals Shift Crypto Into Banking

  • The OCC granted conditional trust-bank charters to Ripple, BitGo, Fidelity Digital Assets, Paxos, and Circle, marking a major regulatory shift.
  • Tony Edward frames this as a landmark that brings crypto firms under federal oversight and modernizes the banking system.
ANECDOTE

Amita Bank Goes Live With Ripple

  • Tony highlights a real partnership: Amita Bank Global went live with Ripple payments in Europe, using RLUSD for compliant rails.
  • He presents this as an example of Ripple expanding compliant bridges between fiat and blockchain.
ADVICE

Expect Bank Resistance And Patient Adoption

  • Expect incumbents like banks to resist crypto adoption while simultaneously integrating crypto services.
  • Be patient and watch industry participants adapt as regulation and market demand push adoption forward.
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