Mariya Guttoh is Director of FP&A and Treasury at PayJoy, a global FinTech company expanding credit access through smartphones to underserved customers in emerging markets. Celebrating 10 years this year , the company has served over 15 million customers and is on track to reach $650 million in revenue and $110 million in profit by the end of 2025.

In this episode Mariya traces her steps from cosmetic marketing in Ukraine to arriving in the US with $300 and working three jobs while earning her MBA to becoming a finance leader.

My finance journey working three jobs to pay for my MBA
Becoming an advocate for AI in finance
Two finance camps– “excited but clueless” and “cautious but clueless”
Using AI to automate vendor reporting across 10 countries
Identifying high impact AI wins (forecasting)
My ideal magic FP&A solution
How I turned myself into a self-created extrovert
Offset in Excel

Pod Meets Disney California Adventure