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IVF insurance startup Future Family promises a baby or your money back

4 snips
Feb 24, 2025
Couples facing the challenges of in vitro fertilization often endure emotional and financial stress. A new insurance product, Orange Shield, aims to alleviate those burdens, ensuring that families can pursue their dreams of children with less financial worry. The startup is on a mission to make IVF more accessible, reflecting a significant shift in how we approach reproductive health.
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INSIGHT

IVF Insurance

  • Future Family offers a money-back guarantee for IVF, easing the financial and emotional burden on couples.
  • The IVF insurance covers up to two cycles and reimburses if no baby is born or is lost within two weeks.
ANECDOTE

Orange Shield Costs

  • A couple pays 20% upfront and then $999 per month for five months for the Orange Shield IVF insurance.
  • The average cost of two IVF cycles is $40,000, depending on location.
INSIGHT

IVF Insurance Details

  • The policy covers all IVF-related expenses up to $50,000.
  • Eligibility is based on age, medical history, and lifestyle habits, but those 38+ using their own eggs are ineligible.
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