

Ep 24 - Bill Perkins - How to Die With Zero (and Actually Live First)
Is Future Planning Ruining Your Future?
What if your financial advisor told you to spend your money now?
To give away your inheritance early?
To go on more vacations?
To prioritize experience over investment?
What if they told you the only inflation-protected asset is experience?
Bill Perkins is a hedge fund manager, poker player, and author of the bestseller Die With Zero. On this weekโs episode, he breaks down why money is just a means โ and experience is the end.
๐ What We Discuss with Bill Perkins:
๐ค๏ธ 02:40 โ Early revelations and going the non-traditional route
๐ก 05:10 โ Borrowing from your poor self to give to your rich self
๐ 07:35 โ โWhat experiences belong when?โ โ and why delayed gratification can go too far
๐ค 10:25 โ What money can really buy โ fulfillment vs. accumulation
๐ข 12:22 โ Staple experiences worth the cost โ collecting memories that stick
๐ง 13:35 โ Memory dividends โ the one return no market crash can erase
๐ต 15:40 โ Retirement planning โ running out of money vs. running out of time
๐ง 17:50 โ Letting go โ why overplanning for the future can wreck the present
๐ฐ๏ธ 20:25 โ โLife is now, life is urgentโ โ estate planning and missed chances
๐๏ธ 23:20 โ When should inheritance be inherited? Challenging default thinking
๐ฏ 26:15 โ Hindsight and financial regret โ is gold-plated better than good enough?
๐ 28:20 โ Learning from the past to make the most of whatโs next
๐ธ 29:20 โ What is your time worth? The hidden cost of chasing more income
๐ก What Youโll Walk Away With
- Why deferring joy is often just fear in disguise
- A new way to think about saving, giving, and legacy
- How to measure value through memory, not money
- A framework for spending intentionally at different life stages
- How to plan for the end of life without missing the middle
๐งพ Resources Mentioned
- Die With Zero by Bill Perkins โ https://a.co/d/9KKHOzT
- Your Money or Your Life by Vicki Robin and Joe Dominguez โ https://yourmoneyoryourlife.com
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If you enjoyed this, check out episode 22 with Wendy Li โ a former endowment CIO who managed billions for New Yorkโs top institutions and shared how institutional investors evaluate risk, choose fund managers, and build resilient portfolios.