

10 Most Frequently Asked Questions About IBC
Jul 16, 2025
25:39
In this episode, your hosts, Jason and Scott, discuss:
- Whole life insurance as a personal banking tool
- Immediate cash value access and liquidity
- Tax-free loans and death benefits
- Intergenerational wealth transfer strategy
- Guaranteed vs. non-guaranteed insurance products
Key Takeaways:
- Whole life insurance isn't just an investment; it's a financial strategy for controlling your money where you have a personal banking system where you make the rules, not traditional banks.
- Cash value in these policies can be accessed quickly, often within days of premium payment.
- Borrowing against your policy doesn't interrupt the compound interest growth, making it a powerful wealth-building tool, and your cash value continues to grow uninterrupted, even while you're using loans from the policy.
- By understanding their strategy, you can potentially create a similar financial foundation for your family.
- Indexed Universal Life (IUL) policies come with significant risks and unpredictable moving parts, but whole life insurance offers guaranteed growth and stability, making it a more reliable long-term financial strategy.
"You're not choosing IBC instead of investing. You're using it to fund your investments and keep control all along the way.” — Jason Henderson
Connect with Jason and Scott:
Website: https://henderxcapital.com/masteryourmillions
X (Twitter): @MasterYourMs https://twitter.com/MasterYourMs
Facebook: https://www.facebook.com/groups/realestateinvestorsofutah
Instagram: @henderxcapital https://www.instagram.com/henderxcapital/
@jasonihenderson https://www.instagram.com/jason.henderson/
Email: jasonchem@gmail.com, scott@henderxcapital.com