How far will interest rates fall - and what does it mean for you?

Interest rates have finally dipped from 5.25% to 5%, a notable change for borrowers and savers alike. The housing market shows surprising resilience, with house prices possibly hitting previous highs amid rising mortgage rates. Consumers are advised on navigating this unpredictable landscape, especially regarding mortgage options. Recent pension tax relief reforms are shaking up fairness discussions. Plus, watch out for rising telecom prices that could put additional strain on household budgets.