Rich Habits Podcast

151: Our 2026 "Money Calendar"

45 snips
Jan 5, 2026
Explore the financial roadmap for 2026, focusing on monthly tasks to enhance your money management. Learn how to calculate your net worth in January and tackle credit and debt in February. March encourages insurance audits, while April focuses on tax strategies and retirement boosting. As the year progresses, optimize income and explore side hustles in August. Finalize the year by assessing your financial growth and prioritizing your goals for 2027. The hosts also dive into investment strategies and student loan management tips.
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ADVICE

Calculate Your Net Worth First

  • Calculate your net worth this January: list all assets and subtract liabilities.
  • Track it regularly so you can measure real progress toward financial goals.
ADVICE

Check Credit And Tackle High‑Interest Debt

  • Pull your credit reports from all three bureaus and dispute errors immediately.
  • Choose a debt payoff plan and prioritize eliminating high-interest debt first.
ANECDOTE

Dealer Error Dropped Credit 80 Points

  • Robert described losing 80 credit points after a dealer failed to pay off an old auto loan.
  • He set up alerts and resolved the error, showing why regular credit monitoring matters.
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