Private Digital Payments When Privacy.com Isn't An Option
Oct 15, 2023
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Exploring options like Apple Pay, Google Pay, and privacy.com for increasing privacy and security in the United Kingdom. Comparison of Apple Pay and Google Pay, Revolut, and Data Removal Services. Privacy, Taxes, and 2FA Backups. Using VPN for Privacy and Privacy-Respecting Remote Access Alternatives. Options for Private Digital Payments.
Using digital wallets like Apple Pay or Google Pay can enhance merchant privacy, while options for banking privacy are limited.
Data removal services like Delete Me can be used as a safety net, but manual removal of personal information is still necessary.
Considering hiring an accountant for tax-related privacy concerns can provide better privacy than commercial tax software.
Storing recovery codes for 2FA-enabled accounts in a password manager can be convenient, but additional security measures should be taken.
Deep dives
Payment methods for privacy and security
When it comes to increasing privacy and security for payments, besides services like Privacy.com and cryptocurrency, the podcast suggests using digital wallets like Apple Pay or Google Pay. These wallets create a barrier between your bank and transactions, generating new card numbers to protect against data breaches. However, it's important to consider what you're trying to achieve with privacy. For merchant privacy, these digital wallets are recommended, while for banking privacy, options are limited.
Data removal services and privacy
The podcast discusses the use of data removal services like Delete Me. While these services are convenient and can remove common low-hanging fruit, it's important to note that they may not get everything and should not be solely relied upon. It is still recommended to periodically search and remove personal information manually. If you trust a service and have the money to spare, using it as a safety net can be beneficial, but be aware of the potential need to share your data with such services.
Recommendations for tax software and privacy
For individuals who prioritize privacy in tax software, the podcast suggests considering hiring an accountant instead of using commercial tax software. By working with a trusted accountant, they can take the necessary precautions to handle your tax-related privacy concerns. While commercial tax software may be an option for simple tax situations, thorough research and consideration of privacy implications are advised.
Storing recovery codes for 2FA accounts
In terms of storing recovery codes for two-factor authentication (2FA)-enabled accounts, the podcast suggests using a password manager for convenience. However, it is important to be cautious of the single point of failure that this may present. Strong security measures, such as a strong master password and using a UbiKey or similar hardware key, are recommended. Additionally, using an offline solution like KeePass or considering separate password managers for passwords and 2FA codes can add an extra layer of security.
Privacy considerations with VPNs
Regarding the use of VPNs and privacy, the podcast discusses the transfer of trust from your internet service provider (ISP) to the VPN. While theoretically a VPN can theoretically see website data, when using HTTPS the specific pages visited are encrypted. This means that the VPN cannot see the full URL or data exchanged. The decision to use a VPN relies on trust in the VPN service and a consideration of the level of trust in the ISP. Ultimately, it is a personal decision based on individual threat models and risk tolerance.
Alternatives to TeamViewer for remote access
Regarding alternatives to TeamViewer for remote access, the podcast mentions Rust Desk as a potential open-source option worth exploring. However, since this is a niche area and remote control needs may vary, they recommend doing further research and considering recommendations on platforms like YouTube. Individual needs, compatibility with different operating systems, and personal trust in the service should be taken into account.
Encrypting HDD/SSD on desktop systems
The podcast explores the question of whether encrypting the HDDs/SSDs on desktop systems is necessary. While the risk of physical theft is generally smaller for desktops, encrypting the drives can still provide an extra layer of security. The decision to encrypt should be based on the sensitivity of the data and personal threat models. Different approaches, such as encrypting specific drives or using encrypted containers, can be considered to balance convenience and security.
Conclusion
This Q&A podcast episode covered various topics related to privacy and security. Suggestions were provided for payment methods, data removal services, tax software, storing recovery codes, VPNs, alternatives to TeamViewer, and encrypting desktop systems. The key takeaway is that privacy choices should be based on individual needs, threat models, and trust in services or tools.
Privacy.com alternatives outside the US, where to store 2FA recovery codes, VPN clarification, and more from SR152Q&A, join our next Q&A on Patreon: https://www.patreon.com/surveillancepod
