Andy and Cody Garrett from Measure Twice Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about:
- Affordable Care Act ("ACA") tax credits and income "cliffs" in tax planning ( 08:13 )
- Doing Roth conversions vs tax gain harvesting ( 22:30 )
- Paying taxes in retirement; estimated payments vs withholdings ( 31:33 )
- Rushing into Roth conversions ( 38:50 )
- When to start doing HSA distributions ( 51:31 )
- Should you be worried about tech stocks ( 58:23 )
- Timing Required Minimum Distributions ("RMDs"); when in the year to take them ( 1:08:26 )
- Retirement spending anxiety ( 1:17:37 )
Links in this episode:
To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com
Retirement Planning Education, with Andy Panko