The Stacking Benjamins Show

How to Afford Life Without Living Like a Monk (SB1794)

9 snips
Jan 23, 2026
Justin Brown-Woods, a financial counselor and creator of 'The Price of Avocado Toast,' joins the discussion on tackling chaotic expenses. The crew explores how to make variable costs predictable and identify sneaky spending habits that drain your budget. They dive into practical strategies for cutting food costs and reducing housing expenses, while also addressing the hidden costs of subscriptions. With a focus on mindful spending, they emphasize enjoying life without compromising your finances. A must-listen for anyone feeling financially squeezed!
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ADVICE

Trim Convenience Eating

  • Cut convenience eating and delivery to quickly free up cash without huge life disruption.
  • Replace impulsive dining with planned, recreational meals to preserve enjoyment and save money.
ANECDOTE

Debt Payoff Created Family Dinners

  • Justin cut a $700/month dining-out habit to zero while becoming debt-free and it created nightly family dinners.
  • That switch improved both finances and family routine without feeling like punishment.
ADVICE

Fix A Variable Bill

  • Convert variable bills into fixed ones (budget billing, subscriptions) to reduce month-to-month chaos.
  • Predictable expenses lower stress and curb secondary impulse spending triggered by bill surprises.
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