Retirement Answer Man Navigating Medicare in 2025
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Sep 3, 2025 Join Medicare expert Danielle Roberts from Boomer Benefits as she unveils the essentials of navigating Medicare in 2025. Danielle shares crucial updates on Medicare Advantage and Part D changes that could alter your options. She highlights the importance of reviewing these plans annually to ensure you make informed decisions. With personalized assessments in mind, listeners learn to weigh the differences between Medicare Advantage and original Medicare. Plus, hear inspiring stories of retirees embracing life beyond healthcare choices!
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Part D Market Is Shrinking Fast
- Part D carrier consolidation has dramatically reduced plan choices and may shrink formularies.
- That raises risk of higher premiums and fewer covered drugs next year, so watch your drug plan carefully.
PPO Flexibility Is Being Phased Out
- PPO options in Medicare Advantage are being downsized in favor of HMOs.
- That reduces network flexibility for a growing share of Advantage enrollees over the next few years.
Review Annual Notices In Early Fall
- Spend about 30 minutes each September/October reviewing your Annual Notice of Change packet.
- If a drug drops or tiers rise, switch plans during enrollment to avoid big out-of-pocket costs in January.