Crypto Critics' Corner

Put Congress on the Blockchain (Feat. Rohan Grey)

Apr 29, 2025
Ask episode
AI Snips
Chapters
Transcript
Episode notes
INSIGHT

Implicit Unlimited Deposit Insurance Revealed

  • The US effectively had implicit unlimited deposit insurance long before it became explicit.
  • Making guarantees explicit forces better regulation and reveals moral hazards in banking.
INSIGHT

Rethinking Bonds in Banking

  • Banks holding long-term bonds as liquid is risky and flawed.
  • Changing these bond treatments to remove interest rate risk transforms banking regulation.
INSIGHT

Focus Regulation on Assets, Not Liability

  • Unlimited deposit insurance should eliminate complex distinctions among government-guaranteed assets.
  • Focus regulation on asset quality and collateral, not deposit liability caps.
Get the Snipd Podcast app to discover more snips from this episode
Get the app