In this practical and mindset-shifting episode, Better Than Rich host Mike Abramowitz sits down with Phil Risher, founder of⁠ YoungAdultSurvivalGuide.com⁠, to explore how he paid off $30K in student debt in just one year — on a $48K salary.

Phil shares his framework for financial clarity, how he avoided lifestyle creep, and the unconventional mindset that helped him design a debt-free, purpose-driven life before age 25.

This is a must-listen for high earners who still feel financially stuck and for parents who want to raise money-wise kids.

🎯 What You’ll Learn:

Why most people don’t need more income — they need a mindset shift
How Phil became debt-free in 12 months without earning six figures
The #1 financial mistake parents make when teaching their kids about money
How to calculate your “freedom number”
Why automation, simplicity, and clarity win every time
What it really means to be Better Than Rich

Chapters:

00:00:00 - Mobile Website Must-Haves for Instant Customer Action
00:00:55 - Kicking Off Another Episode of The Better Than Rich Show
00:01:15 - Meet Phil Risher: Growth Partner for Home Services
00:02:09 - From Enterprise to Home Services: Phil’s Unexpected Journey
00:04:46 - The Real Struggles Holding Home Service Businesses Back
00:06:42 - Proven Tactics to Turn More Leads into Loyal Clients
00:09:44 - Using Video to Wow Customers and Boost Trust
00:15:49 - Simplifying Data: How to Report What Really Matters
00:25:45 - Real Photos, Real Impact: Why Authenticity Converts
00:25:54 - Your ‘About’ Section: Crafting Stories that Sell
00:26:36 - Clean, Simple, Profitable: Winning Website Strategies
00:27:19 - Promotions that Attract Big-Ticket Jobs
00:29:19 - AI and Chat Widgets: Modern Tools for 24/7 Leads
00:31:18 - Organizing Leads with Smart CRMs and APIs
00:33:02 - Mastering SEO: Content that Ranks and Resonates
00:36:07 - How to Build Referral Partners that Keep Giving
00:45:10 - Make It Personal: Storytelling in Your Marketing
00:46:31 - Parting Wisdom and a Powerful Send-Off

📚 Books Mentioned:

The Millionaire Next Door – Thomas J. Stanley & William D. Danko
Rich Dad Poor Dad – Robert Kiyosaki
The Psychology of Money – Morgan Housel

🌐 Resources:

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