Many Happy Returns How to Pick Your Perfect Portfolio, with Tyler from Portfolio Charts
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Nov 19, 2025 In this engaging discussion, Tyler from Portfolio Charts, a data-focused portfolio analyst, shares valuable insights on portfolio design and behavioral fit. He unveils the importance of diversification and consistent strategies while avoiding recency bias. Tyler explains the pitfalls of relying on average returns and the need for start-date independent backtesting. He emphasizes the necessity of tailoring portfolios to align with personal finances and discusses how to effectively rebalance for improved returns. Discover how to craft a portfolio that's uniquely yours!
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Design For Autopilot
- A good portfolio should be self-driving and auto-correcting so it survives varied economic conditions.
- Tyler prioritises consistency over chasing the highest average return because consistency improves the chance of long-term success.
Backtest Every Start Date
- Test portfolios across every possible start date and timeframe instead of a single chosen window.
- Use start-date independent backtests to see the full range of outcomes before picking a portfolio.
Plan Using Baseline Return
- Baseline return (15th percentile real compound return) is a better conservative planning metric than the simple average.
- Planning to meet the baseline gives historical odds (~85%) that your plan will exceed expectations.
