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Wharton FinTech Podcast

Pagaya CEO Gal Krubiner – Transforming consumer lending with AI

Feb 8, 2024
Gal Krubiner, Co-founder and CEO of Pagaya, discusses how AI can reshape credit underwriting and improve financial inclusion. They cover topics like Pagaya's AI-driven lender network, the future of AI in financial services, Pagaya's IPO, and more.
41:36

Episode guests

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Quick takeaways

  • Pagaya uses AI and a network of investors to reshape credit underwriting and provide more credit opportunities.
  • Pagaya's decoupling of servicing relationship and risk assessment capabilities through collaboration with banks has enabled greater financial inclusion.

Deep dives

Pagaya's mission to increase credit opportunities

Pagaya's mission is to help lenders provide more credit opportunities to more people. By leveraging AI and a network of investors, lenders, and customers, Pagaya aims to reshape and modernize credit underwriting systems and expand access to credit for underserved individuals.

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