The Last Word with Matt Cooper Tech Thursday: The Best Budgeting & Money Apps
Oct 9, 2025
Andy O'Donoghue, a technology journalist and commentator, shares essential tips for managing finances with top budgeting apps. He digs into YNAB's unique approach to budgeting, emphasizing the importance of giving every euro a job. Also covered are fuel finder apps that help locate the cheapest petrol stations, and the revolutionary Curve wallet that consolidates multiple cards. Andy discusses the advantages of challenger banks like Revolut while addressing security concerns, and highlights practical strategies for using these tools effectively.
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Check Live Fuel Prices First
- Use fuel-finder apps to view live petrol prices near your location or along a planned route.
- Check crowdsourced prices before filling up to save cents per litre that add up over time.
Budget By Giving Every Euro A Job
- YNAB's core principle is to "give every euro a job" and build a month's buffer.
- Living on last month's income changes spending habits and often yields hundreds saved after months of use.
Measure Devices With Smart Plugs
- Plug high-consumption devices into smart plugs to measure their energy use and cost.
- Use the plug's app and your kWh rate to decide whether to limit or stop using a device that drains power.