Do You Think We Lean Too Conservative When It Comes to Spending?

Do you think we in our community lean too conservative when it comes to spending? I would bet an extremely high percentage are going to end up dying with a lot more money than they ever anticipated. Very few, and i would almost say, if any, will run out of money at what my other group liked to call end of plan. What i think many people need to focus on is how do i spend what i can and enjoy my life while i have that time.