The 4% rule just got a major update! Bill Bengen, the creator of the famous 4% withdrawal rule, returns to share his latest research that's changing retirement planning forever. Welcome back to the BiggerPockets Money podcast! Discover why he's now recommending a 4.7% withdrawal rate and what this means for YOUR retirement strategy.
In this episode, you'll learn:
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Why Bill Bengen updated his iconic 4% rule after decades of research
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The psychology behind why retirees struggle to actually spend their money
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How market conditions should influence your withdrawal strategy
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The role real estate plays in a well-diversified retirement portfolio
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Active vs. passive management strategies for retirees
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How younger retirees should approach their investment timeline differently
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Why protecting your principal matters more than maximizing returns
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The importance of controlling expenses and finding purpose beyond money
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And SO Much More!
Whether you're planning for retirement or already retired, this conversation will reshape how you think about withdrawal rates, portfolio management, and creating a sustainable financial future.
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