Are There More Similarities Than Differences in the Financial Advice Community?

There's way more that is similar than different across the markets. Financial planning and goals based tools plays a big role in Australia. The US really did come out of the brokerage business, which was stock broken mainly. And so you came out of this sort of stock broken commission side of things. But probably more than half of our audience are 70 or older. So what I've seen over the last decade has been a real increase in financial planning for Australians.