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Housing: Locked In, Locked Out, Locked Up

Moody's Talks - Inside Economics

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Navigating the Housing Market Dynamics

This chapter explores the complexities of the current housing market, focusing on the effects of rising mortgage rates and the phenomenon of homeowners being 'locked in' to low rates. The discussion delves into the intricacies of mortgage spreads, inventory levels, and pricing expectations, revealing the challenges faced by both buyers and sellers. As stakeholders grapple with shifting economic conditions and political influences, the chapter provides insights on strategies to stabilize the market and address the ongoing affordable housing shortage.

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