How to Lower Your Taxes

I think the biggest two things to focus on earn more spend less. Even if it's an extra $100 a month that you have to invest, that makes a really big difference when we're talking a 10, 15, 20, 30 or more year horizon. Read a lot of books, read a number of books, identify experts in the field of finance, learn from them, pay attention. Don't just hope that it all works out later, deal with it now and act as though you are an active money manager.