8min chapter

The Andrew Faris Podcast cover image

Merchant Cash Advance Showdown: Bill D'Alessandro vs. Drew Fallon

The Andrew Faris Podcast

CHAPTER

Understanding Merchant Cash Advances and Revenue-Based Financing

This chapter explores Merchant Cash Advances (MCA) and Revenue-Based Financing (RBF), focusing on their functions as advances against future revenue in contrast to traditional loans. It highlights the emergence of MCAs, their repayment structures, and the hidden costs associated with these financing options, warning e-commerce businesses to be cautious of misleading marketing and high APRs.

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