The AI trade is back in full swing, but should you chase it? Andy and Adam discuss why investment themes can be exciting but dangerous, and how to think about hot trends like AI, data centers, and nuclear energy.
Plus, Adam walks through the basics of family gifting strategies. From annual exclusions to gifting appreciated stock, they cover practical ways to help family members while potentially saving on taxes.
We cover:
- Why vacation home ownership often disappoints (return on hassle)
- The AI investment theme and its downstream effects
- Why thematic investing usually ends in disappointment
- How most people already have AI exposure through diversified portfolios
- Annual gift exclusions and lifetime exemptions
- Cash vs. stock gifting strategies
- Direct payments to medical and educational institutions
- How to gift without spoiling younger recipients
⏱️ Timestamps:
- (00:00) Beach vacation and vacation home ownership reality
- (06:45) The AI trade resurrection and investment themes
- (10:30) Why 3D printing and innovation stocks crashed
- (16:00) The risk of overallocating to themes
- (19:15) Federal gift tax basics and annual exclusions
- (22:30) Cash vs. appreciated stock gifting strategies
- (28:10) Direct payments to medical and educational institutions
- (32:30) Addressing concerns about gifting to younger people
- (36:30) Balancing gifting with your own retirement planning
- (39:30) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
Follow Andy Pratt on LinkedIn
#AIInvesting #GiftTax #EstatePlanning #WealthManagement #FamilyGifting
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
