When i talk about dying with zero and using all the money that you have, i'm talking about your money, not your kids money. If you're going to leave something to your kids, there's an optimal time to give em that money. So it's not at your death bed. You want to basically figure out what you want to give them,. Have a plan for them, ok? And pick the time where the money will have the most impact on their lives.

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