Is There a Difference Between an Advisor and an Advisor?

You also have an impact on the dependence pension I believe if you are out of the pension. So it's the uplift that's the key difference the percentage is fairly similar. But the uplift between now and retirement or date of death and retirement is what you effectively lose. That's definitely something to bear in mind if you are currently not in the pension scheme. Please go in and do the research and get some policies in place and make sure you are adequately protected.