9min chapter

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Episode 554: Innovator’s Dilemma & ROI / ROT

Breaking Banks

CHAPTER

Fintech Evolution and Global Payment Systems

This chapter explores the evolution of a fintech company focusing on payments infrastructure and open banking solutions, highlighting its shift to serve both small businesses and larger enterprises. It contrasts international real-time payment systems' successes with the slower adoption in the U.S., examining challenges in regulatory frameworks and technological infrastructure. The discussion emphasizes the complexities of the financial technology landscape and the impact of outdated systems on innovation and consumer adoption.

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