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The Fear of Extravagance
When you find that you have no surplus at the end of the year, and yet have a good income, I advise you to take a few sheets of paper and form them into a book. Post it every day or week in two columns, one headed necessarys, or even comforts, and the other headed luxuries. The latter column will be double, treble, and frequently ten times greater than the former. Dr. Franklin says, quote, it is the eyes of others and not our own eyes which ruin us. If all the world were blind except myself, I should not care for fine clothes or furniture, end quote.
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